Only a fool would risk not having home insurance, surely? It makes such perfect sense, doesn0t it? The monthly premiums are hardly extravagant, and in return you get to rest assured that if you have a fire, get broken into, have a burst pipe, damage something, or have something damaged by the weather, et cetera, your home insurance policy will cover you for most of all eventualities.
Okay, so call me a fool. Or a complete and utter stupid idiot, as the wife did when we returned home from a two-week holiday abroad to find out we had been broken into and robbed of virtually every material possession we had that could be carried out the door.
Not that she called me that straight away. Sure she was upset when we first got home, surveyed the scene, read the letter from the police and then phoned them to get the details. But my wife0s a practical woman, rational in a crisis; it0s one of the reasons I married her. She put the kettle on and started to get all philosophical. She wasn0t about to let the low life that robbed us ruin a beautiful holiday. It was only material possessions they […]

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